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Testing scenarios

Learn how to test payment methods.
This page explains how to start testing your payment integrations and provides links to the payment methods currently supported in our test environment. When testing standard payment methods, such as cards (credit and debit), we provide data you can use to test against success and error scenarios. We also provide information on testing redirect and receiver-type payment methods.

Getting started

When evaluating your integration, always use your test API keys. This prevents you from interacting directly with payment services and ensures that the test data you enter does not create an actual charge or result in the transfer of funds.
Use your confidential (secret) test API key when conducting testing in the Digital River API. Use your public test API key to create test payment sources in DigitalRiver.js.
Your testing approach depends on whether the payment method has an authentication flow of standard, redirect, or receiver. If you don't know the flow of the payment method you'd like to test, you can find it on the Supported payment methods page.

Supported payment methods in a test environment

The Commerce APIs support a wide range of payment methods. Not all of them, however, are currently supported in our testing environment. You can find the test environment status for each payment method on the Supported payment methods page.

Testing standard payment methods

The payment methods with a standard authentication flow that Digital River currently supports in our testing environment are Apple Pay, Credit Cards, and Google Pay.
Before accepting live payments, you can use the card numbers in this section to test against success and error scenarios. These numbers are only valid in our testing environment. They do not create a real charge or result in a transfer of funds.
To conduct the testing, create a source, and use the appropriate data to set the parameters of the creditCard hash table.

Success Scenarios

To test a successful payment, use the following basic credit card numbers. The expiration date must be at least one day in the future. Except for Visa, the security code can be any random three or four-digit number.
Card Number
Brand
Expiration Date
Security Code
3434 567890 12341
American Express
Any future date
Any four digits
3034 567890 1235
Diners Club
Any future date
Any three digits
6011 9876 9876 9876
Discover
Any future date
Any three digits
3528 9876 9876 9879
JCB
Any future date
Any three digits
5466 1600 0000 0008
Mastercard
Any future date
Any three digits
6226 2200 0000 0009
UnionPay
Any future date
Any three digits
4444 2222 3333 1111
Visa
Any future date
123
You can also test how your integration handles different 3D Secure 2 authentication scenarios. To test your 3D Secure 2 integrations, use the following test data:
Card Number
Brand
Expiration Date
Security Code
5454 5454 5454 5454
Mastercard
03/2030
737
4917 6100 0000 0000
Visa
10/2030
737
When prompted for 3D Secure 2 text challenges, use these credentials:
App Type
Password
Mobile
1234
Web
password

Error Scenarios

Use these test card numbers to create payments that generate specific error scenarios. The expiration date must be at least one day in the future. The security code can be any random three-digit number:
Card Number
Error Scenario
4000 0000 0000 3295
A Source is not created. The state of the Source is failed.
4000 0000 0000 3600
A Source is successfully created but the Charge fails. The state of the Charge is failed.
4000 0000 0000 4103
Both a Source and Charge are successfully created, but the Capture fails. The Capture state is failed.
4000 0000 0000 4663
Source, Charge, and Capture are successful, but Refund fails. The Refund state is failed.
4000 0000 0000 4442
Both a Source and Charge are successfully created, but the Cancel fails. The Cancel state is failed.

Testing redirect payment methods

The following are the payment methods with a redirect authentication flow that Digital River currently supports in our testing environment: Afterpay, Alipay (domestic), Alipay+ (cross-border), Amazon Pay, Bancontact, BLIK, Boleto, CCAvenue, Clearpay, iDEAL, Klarna, Online Banking (FPX), Online Banking (IBP), Online Banking (Korea Bank Transfer), PayCo, PayPal, PayPal Billing, PayPal Credit, PayPal Py in 3, PayPal Pay in 4, PayPal RatenZahlung, SEPA Direct Debit, and TreviPay.

Success scenarios

Use the create source method to provide success scenario test data for redirect payment sources. Once you've done this, you should receive a Source in a pending_redirect state.
You'll then be directed to our generic authorization page that contains accept and reject options. Follow the redirect and select one of the following options:
Option
Expected result
Approve
The Source moves to a chargeable state
Decline
The Source remains in a pending_redirect state.

Error scenarios

First, select one of the following payment methods for redirect sources. Then identify the error scenario you would like to test against. Finally, when creating an authority set the lastName parameter in the Owner object to the value you expect to trigger the scenario.
PayPal
SEPA Direct Debit
Klarna Credit
Alipay
This tab's testing information applies to PayPal, PayPal Billing Agreement, and PayPal Credit.
Scenario
Description
lastName parameter
Expected result
SourceCreationFail
Source creation fails. The Source state is failed .
ChargeCreationFail
Source creation is successful but Charge creation fails. The Charge state is failed .
RefundFail
Source and Charge creation is successful. Any refunds against the charge fail. Refund state is failed .

Error Scenarios

After being triggered, SEPA Direct Debit error scenarios provide the following unique data to the Source owner:
Scenario
Description
SourceFail
Source creation fails. The Source state is failed .
SourceFailAfterRedirect
Source moves to failed state after redirecting from payment page.
ChargeFail
Source creation is successful but Charge creation fails. The Charge state is failed .
ChargeFailedAfterPending
The Charge is initially created in a pending state. After a webhook call, the Charge is moved to a failed state.
RefundFail
Source and Charge creation is successful. Any refunds against the charge fail and the Refund state is failed .
RefundFailedAfterPending
The Refund is initially created in a pending state. After a webhook call, the Refund is moved to a failed state.
ChargeRemainPending
The Charge remains in a pending state after creation.
Scenario
Description
lastName parameter
Expected result
Expected result
A Source is not created. The state of the Source is failed.
ChargeCreationFail
A Source is successfully created, but the Charge fails. The state of the Charge is failed.
RefundFail
successfully created, but refunds against the Charge fail. The state of the Refund is failed.

Error Scenarios

After being triggered, Alipay error scenarios provide the following unique data to the Source owner:
Scenario
Description
lastName parameter
Expected result
authFail
A Source is not created. The state of the Source is failed.
authFailAfterRedirect
A Source is successfully created but the Charge fails. The state of the Charge is failed.
refundFail
Both a Source and the Charge are successfully created, but refunds against the Charge fail. The state of the Refund is failed.

Testing receiver payment methods

Wire Transfer is currently the only payment method with a receiver authentication flow that Digital River supports in our testing environment.
You should coordinate with your support team when testing wire transfers. They can provide instructions on how to move your orders into a completed state.

Success scenarios

Use the create source method for receiver-type payment methods to provide success scenario test data. Once you've done this, you should receive a Source in a pending_funds state. You can then use the Source to complete your Checkout or Order.

Error scenarios

First, identify the error scenario you would like to test against from the following table. Then when creating a source, set the lastName parameter in the Owner object to the value you expect to trigger the scenario.
Scenario
Description
lastName parameter
Expected result
SourceCreationFail
A Source is not created. The state of the Source is failed.
SourceFailWithDelay
A Source is successfully created but the Charge fails. The state of the Charge is failed.
RefundFailWhileCreation
Both a Source and the Charge are successfully created but refunds against the Charge fail. The state of the Refund is failed.
RefundFailAfterPaymentInfo
Both a Source and the Charge are successfully created, and a Refund request against the Charge is successful but ultimately fails to refund.

Testing the CCAvenue payment method

You can test your payment integration in the CCAvenue sandbox. When evaluating your integration, always use your test API keys. This prevents you from interacting directly with payment services and ensures that the test data you enter does not create an actual charge or result in the transfer of funds.
Use your confidential (secret) test API key when conducting testing in the Digital River API. Use your public test API key to create test payment sources in DigitalRiver.js.
Your testing approach depends on whether the payment method has an authentication flow of redirect. If you don't know the flow of the payment method you'd like to test, you can find it on the Supported payment methods page.
Use the following payment information when running a test.
Payment option
Payment information
Notes
Credit Card
4111111111111111 / 123
The expiration date must be at lease one day in the future.
Net Banking
AvenueTest
UPI
select BHIM (first button) / 123456@upi
Wait for the countdown. Unified Payment Interface (UPI) identifier can be any six-digit number and @upi—for example, 123456@upi and 458093@upi. You can use every UPI identifier multiple times per day. However, when testing, you should either (1) clear the cookies or (2) use an incognito window every time after placing the order.
Wallet
AvenueTest

Success and error scenarios

To test for successful or failed payment scenarios, use any card number under Testing CCAvenue. Visit the Bank Response Page via the following URL https://test.ccavenue.com/bnk/servlet/processCCardReq?gtwID=AVN&requestType=PAYMENT to specify the card's behavior. Before running the test scenario, complete the necessary fields and set the Transaction Status to Y for a success scenario and N for an error scenario.