Configuring FPX Online Banking

Learn how to configure FXP Online Banking for DigitalRiver.js with Elements.

If you're using DigitalRiver.js with Elements, you can create an FPX Online Banking payment method for your app or website in four easy steps:

• Step 1: Build an FPX Online Banking Source Request object

• Step 2: Create an FPX Online Banking source using DigitalRiver.js

• Step 3: Authorize an FPX Online Banking source

• Step 4: Use the authorized source

Step 1: Build an FPX Online Banking Source Request object

Build an FPX Online Banking Source Request object. An FPX Online Banking Source Request object requires the following fields:

Field	Value
type	fpxOnlineBanking
sessionid	The payment session identifier.
owner	An Owner object.
fpxOnlineBanking	An FPX Online Banking Source Details object.

FPX Online Banking Source Details Object

{
    "returnUrl": "https://example.com",
}

Field	Required/Optional	Description
returnUrl	Required	If you choose to use the full redirect flow, this is where you will redirect your customer to after authorizing or canceling within the FPX Online Banking experience.

Step 2: Create an FPX Online Banking source using DigitalRiver.js

Build an FPX Online Baning source request object. Use the DigitalRiver.js library to create and mount elements to the HTML container.

The address object must contain postal code and state/province data that adheres to a standardized format using the state attribute. Note that the state attribute listed below corresponds to the countrySubdivision attribute used when providing address information. The payment session manages the correct field name on the backend.

var sourceData = {
    "type": "fpxOnlineBanking",
    "sessionId": "ea03bf6f-84ef-4993-b1e7-b7d5ecf71d1f",
    "owner":{
        "firstName":"John",
        "lastName":"Doe",
        "email":"[email protected]",
        "phoneNumber":"077 1723 6984",
        "address":{
            "line1":"Prai Industrial Estate, Phase 4",
            "line2":"",
            "city":"Perai",
            "state":"Pulau Pinang",
            "postalCode":"13600",
            "country":"MY"
        }
    },
    "fpxOnlineBanking": {
        "returnUrl": "https://example.com"
    }
}
 
 
digitalriver.createSource(sourceData).then(function(result) {
    if(result.error) {
        //handle error message
        var errorMessage = result.error.errors[0].message;
    } else {
        //send the source to the back end for processing
        var source = result.source;
    }
});

FPX Online Banking Source response example

{
   "clientId":"gc",
   "channelId":"paylive",
   "liveMode":false,
   "id":"42ff0014-3992-49b7-a3f0-12ec4c374229",
   "sessionId":"ddaef87a-57ee-4491-87b8-fc3e20390600",
   "clientSecret":"42ff0014-3992-49b7-a3f0-12ec4c374229_e3e5cfd7-5750-411d-bad7-94e74d5590e4",
   "type":"fpxOnlineBanking",
   "reusable":false,
   "owner":{
      "firstName":"John",
      "lastName":"Doe",
      "customerId":"502283345689",
      "email":"[email protected]",
      "phoneNumber":"032692-1961",
      "upstreamId":"123456789",
      "organization":"Digital River",
      "address":{
         "line1":"Prai Industrial Estate, Phase 4,",
         "city":"Perai",
         "state":"Pulau Pinang",
         "country":"MY",
         "postalCode":"13600"
      }
   },
   "amount":"100.00",
   "currency":"MYR",
   "state":"pending_redirect",
   "creationIp":"209.87.180.27",
   "createdTime":"2022-03-29T19:48:27.109Z",
   "updatedTime":"2022-03-29T19:48:27.109Z",
   "flow":"redirect",
   "redirect":{
      "redirectUrl":"https://api.digitalriver.com:443/payments/redirects/b0b27385-dbda-468d-9e49-210147bda1ff?apiKey=pk_sys_c2608001bba7477eae22808e1eb138db",
      "returnUrl":"https://js-test.digitalriver.com/v1/1.20220329.1453/components/redirect-receiver/redirect-receiver.html?controllerId=controller-a4b5a4a4-0db4-43a5-8ba0-01786fd0c338&componentId=redirect-receiver-1757f835-c21b-4f4e-b208-92adc5c30573&action=return",
      "offline":false
   },
   "language":"en",
   "fpxOnlineBanking":{}
}

Step 3: Authorize the FPX Online Banking source

When you create an FPX Online Banking source, the customer is redirected to a bank selector age and chooses their preferred bank. They are then redirected to their online bank, where they sign in and review their transaction. The shopper will complete the transaction by authorizing it with an SMS code. You can accomplish this by redirecting the customer to FPX Online Banking.

Redirecting the customer for FPX Online Banking authorization

To redirect your customer use the redirectUrl parameter in your createSource response.

window.location.href = sourceResponse.redirect.redirectUrl;

The shopper's online bank will present the shopper with the transaction details where they can authorize or cancel the transaction. The shopper will then complete the transaction by authorizing it with an SMS code to complete the order. A successful authorization redirects the customer to the FPX Online Banking Return URL parameter you specified when you created the source.

Once authorized, the source state will change to chargeable.

{
   "clientId":"gc",
   "channelId":"paylive",
   "liveMode":false,
   "id":"42ff0014-3992-49b7-a3f0-12ec4c374229",
   "sessionId":"ddaef87a-57ee-4491-87b8-fc3e20390600",
   "clientSecret":"42ff0014-3992-49b7-a3f0-12ec4c374229_e3e5cfd7-5750-411d-bad7-94e74d5590e4",
   "type":"fpxOnlineBanking",
   "reusable":false,
   "owner":{
      "firstName":"John",
      "lastName":"Doe",
      "customerId":"502283345689",
      "email":"[email protected]",
      "phoneNumber":"032692-1961",
      "upstreamId":"123456789",
      "organization":"Digital River",
      "address":{
         "line1":"Prai Industrial Estate, Phase 4,",
         "city":"Perai",
         "state":"Pulau Pinang",
         "country":"MY",
         "postalCode":"13600"
      }
   },
   "amount":"100.00",
   "currency":"MYR",
   "state":"chargeable",
   "creationIp":"209.87.180.27",
   "createdTime":"2022-03-29T19:48:27.109Z",
   "updatedTime":"2022-03-29T19:48:27.109Z",
   "flow":"redirect",
   "redirect":{
      "redirectUrl":"https://api.digitalriver.com:443/payments/redirects/b0b27385-dbda-468d-9e49-210147bda1ff?apiKey=pk_sys_c2608001bba7477eae22808e1eb138db",
      "returnUrl":"https://js-test.digitalriver.com/v1/1.20220329.1453/components/redirect-receiver/redirect-receiver.html?controllerId=controller-a4b5a4a4-0db4-43a5-8ba0-01786fd0c338&componentId=redirect-receiver-1757f835-c21b-4f4e-b208-92adc5c30573&action=return",
      "offline":false
   },
   "language":"en",
   "fpxOnlineBanking":{}
}

Step 4: Use the authorized source

Once authorized, you can use the source by attaching it to a cart.

POST /v1/shoppers/me/carts/active/apply-payment-method

{
  "paymentMethod": {
    "sourceId": "f1e89f7a-4857-4e0a-9c31-bdb70401fea0"
  }
}

Testing FPX Online Banking

See Testing redirect payment methods for testing instructions.