# Configuring Online Banking (Korea Bank Transfer) If you're using[ DigitalRiver.js with Elements](/commerce-api/payments/payments-solutions/digitalriver.js.md), you can create a [Bank Transfer](/commerce-api/payments/supported-payment-methods/korea-bank-transfer-online-banking.md) payment method for your app or website in four easy steps: * [Step 1: Build the Bank Transfer source request object](/commerce-api/payments/payments-solutions/digitalriver.js/payment-methods/korea-bank-transfer.md#step-1-build-the-bank-transfer-objects) * [Step 2: Create the Bank Transfer source using DigitalRiver.js](/commerce-api/payments/payments-solutions/digitalriver.js/payment-methods/korea-bank-transfer.md#step-2-create-the-bank-transfer-source-using-digitalriver-js) * [Step 3: Authorize a Bank Transfer source](/commerce-api/payments/payments-solutions/digitalriver.js/payment-methods/korea-bank-transfer.md#step-3-authorize-a-bank-transfer-source) * [Step 4: Use the Authorized source](/commerce-api/payments/payments-solutions/digitalriver.js/payment-methods/korea-bank-transfer.md#step-4-use-the-authorized-source) ## Step 1: Build the Bank Transfer objects Build a Bank Transfer Source Request and Details objects. ### Bank Transfer source request object The Bank Transfer Source Request object requires the following fields. | Field | Value | | -------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | | `type` | `bankTransfer` | | `sessionId` | The payment session identifier. | | `owner` | An [Owner object](/commerce-api/payments/payments-solutions/digitalriver.js/payment-methods/common-payment-objects.md#owner-object). | | `bankTransfer` | A [Bank Transfer Source Details object](/commerce-api/payments/payments-solutions/digitalriver.js/payment-methods/korea-bank-transfer.md#bank-transfer-source-request-object). | ### Bank Transfer source details object The Bank Transfer Source Details object requires the following fields. {% code overflow="wrap" %} ```javascript { "returnUrl": "https://example.com" } ``` {% endcode %} | Field | Required/Optional | Description | | ----------- | ----------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `returnUrl` | Required | If you choose to use the full redirect flow, this is where you will redirect your Customer to after authorizing or canceling within the Bank Transfer experience. | ## Step 2: Create the Bank Transfer source using DigitalRiver.js Use the DigitalRiver.js library to create and mount elements to the HTML container. {% hint style="info" %} The `address` object must contain postal code and state/province data that [adheres to a standardized format](/commerce-api/shopper-apis/cart/creating-or-updating-a-cart/providing-address-information.md) using the `state` attribute. Note that the `state` attribute listed below corresponds to the `countrySubdivision` attribute used when providing address information. The payment session manages the correct field name on the backend. {% endhint %} ```javascript var data = { "type": "bankTransfer", "sessionId": "3c9473b0-630d-4f20-af61-63d3aa8acb35", "owner": { firstName: "John", lastName: "Doe", email: "test@digitalriver.com", address: { line1: "1234 Fake Street", line2: "Yaum-dong", city: "Ulsan-si", state: "Kyongsangnamdo", postalCode: "100-011", country: "KR" } }, "bankTransfer": { "returnUrl": "https://yourReturnUrl.com" } } digitalriver.createSource(data).then(function(result) { if (result.error) { //handle errors } else { var source = result.source; //send the source to the back end sendToBackend(source); } }); ``` ### Bank Transfer source example ```javascript { "clientId": "gc", "channelId": "drdod15", "liveMode": false, "id": "bdcf5832-fc2c-4c79-92e0-85b261s18ae0", "clientSecret": "bdcf5832-fc2c-4c79-92e0-85b261s18ae0_bdcf5832-fc2c-4c79-92e0-85b261s18ae0", "sessionId": "3c9473b0-630d-4f20-af61-63d3aa8acb35", "type": "bankTransfer", "reusable": false, "owner": { "firstName": "John", "lastName": "Doe", "email": "jdoe@digitalriver.com", "phoneNumber": "000-000-0000", "address": { "line1": "1-16-24 Minami-gyotoku", "line2": "Ichikawa-shi", "city": "Chiba", "state": "Kyongsangnamdo", "postalCode": "272-0138", "country": "JP" } }, "amount": "100.00", "currency": "KRW", "state": "chargeable", "creationIp": "209.87.178.4", "createdTime": "2019-05-22T02:40:53.631Z", "updatedTime": "2019-05-22T02:40:53.631Z", "flow": "redirect", "redirect": { "redirectUrl": "https://api.digitalriver.com:443/payments/redirects/06e428cf-e23e-4ee9-b64f-ce17de062fd1?apiKey=pk_test_6cb0fe9ce312d093a9ad906f6c589e2d", "returnUrl": "https://example.com" }, "bankTransfer": {} } ``` ## Step 3: Authorize a Bank Transfer source When you create a Bank Transfer source, the customer is required to authorize the charge through their payment provider. You can accomplish this by redirecting the customer to their payment provider. ### Redirecting the customer for Bank Transfer authorization Use the `redirectUrl` parameter in your `createSource` response to redirect your customer to the payment provider for authorization. ```javascript window.location.href = sourceResponse.redirect.redirectUrl; ``` The payment provider will present the customer with the transaction details where they can authorize or cancel the transaction. A successful authorization redirects the customer to the Bank Transfer Return URL parameter you specified when you created the source. Once authorized, the source state will change to `chargeable`. ```javascript { "clientId": "gc", "channelId": "drdod15", "liveMode": false, "id": "bdcf5832-fc2c-4c79-92e0-85b261s18ae0", "clientSecret": "bdcf5832-fc2c-4c79-92e0-85b261s18ae0_bdcf5832-fc2c-4c79-92e0-85b261s18ae0", "type": "bankTransfer", "reusable": false, "owner": { "firstName": "John", "lastName": "Doe", "email": "jdoe@digitalriver.com", "phoneNumber": "000-000-0000", "address": { "line1": "1-16-24 Minami-gyotoku", "line2": "Ichikawa-shi", "city": "Chiba", "state": "Kyongsangnamdo", "postalCode": "272-0138", "country": "JP" } }, "amount": "100.00", "currency": "KRW", "state": "chargeable", "creationIp": "209.87.178.4", "createdTime": "2019-05-22T02:40:53.631Z", "updatedTime": "2019-05-22T02:40:53.631Z", "flow": "redirect", "redirect": { "redirectUrl": "https://api.digitalriver.com:443/payments/redirects/06e428cf-e23e-4ee9-b64f-ce17de062fd1?apiKey=pk_test_6cb0fe9ce312d093a9ad906f6c589e2d", "returnUrl": "https://example.com" }, "bankTransfer": {} } ``` ## Step 4: Use the Authorized source Once authorized, you can use the source by [attaching it to a cart](/commerce-api/payments/sources.md#attaching-a-payment-method-to-an-order-or-cart). {% tabs %} {% tab title="POST /v1/shoppers/me/carts/active/apply-payment-method" %} ```javascript { "paymentMethod": { "sourceId": "e7ba0595-059c-460c-bad8-2812123b9313" } } ``` {% endtab %} {% endtabs %} ## Testing Korea Bank Transfer See [Testing redirect payment methods](/commerce-api/payments/testing-scenarios.md#testing-redirect-payment-methods) for testing instructions. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.digitalriver.com/commerce-api/payments/payments-solutions/digitalriver.js/payment-methods/korea-bank-transfer.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.