> For the complete documentation index, see [llms.txt](https://docs.digitalriver.com/commerce-api/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.digitalriver.com/commerce-api/payments/supported-payment-methods/fpx-online-banking.md).

# FPX Online Banking

Financial Process Exchange (FPX) enables Malaysian shoppers to pay for online purchases directly from their bank accounts.

## How to configure 

How you configure FPX Online Banking depends on whether you're using [DigitalRiver.js with Elements](/commerce-api/payments/payments-solutions/digitalriver.js.md) or[ Drop-in payments](/commerce-api/payments/payments-solutions/drop-in.md).  

| DigitalRiver.js with Elements                                                                                                                 | Drop-in payments                                                                                                     |
| --------------------------------------------------------------------------------------------------------------------------------------------- | -------------------------------------------------------------------------------------------------------------------- |
| [Configuring FPX Online Banking](/commerce-api/payments/payments-solutions/digitalriver.js/payment-methods/configuring-fpx-online-banking.md) | [Drop-in Payments Integration Guide](/commerce-api/payments/payments-solutions/drop-in/drop-in-integration-guide.md) |

## How it works

FPX Online Banking uses a [redirect then submit (RTS) payment flow](/commerce-api/payments/building-your-workflows/flows-by-payment-type.md#redirect-then-submit-rts-payment-flow).