# FPX Online Banking

Financial Process Exchange (FPX) enables Malaysian shoppers to pay for online purchases directly from their bank accounts.

## How to configure 

How you configure FPX Online Banking depends on whether you're using [DigitalRiver.js with Elements](https://docs.digitalriver.com/commerce-api/payments/payments-solutions/digitalriver.js) or[ Drop-in payments](https://docs.digitalriver.com/commerce-api/payments/payments-solutions/drop-in).  

| DigitalRiver.js with Elements                                                                                                                                           | Drop-in payments                                                                                                                               |
| ----------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------- |
| [Configuring FPX Online Banking](https://docs.digitalriver.com/commerce-api/payments/payments-solutions/digitalriver.js/payment-methods/configuring-fpx-online-banking) | [Drop-in Payments Integration Guide](https://docs.digitalriver.com/commerce-api/payments/payments-solutions/drop-in/drop-in-integration-guide) |

## How it works

FPX Online Banking uses a [redirect then submit (RTS) payment flow](https://docs.digitalriver.com/commerce-api/building-your-workflows/flows-by-payment-type#redirect-then-submit-rts-payment-flow).