Wire Transfer

Understand the delayed Wire Transfer payment expired event.

The Wire Transfer payload's significance in the requests lies in its role in facilitating the identification and reminder process for pending or expired payments made through the Wire Transfer payment method. Specifically, the Wire Transfer payload includes critical details such as:

• accountHolder: The name of the account holder of the destination bank account. Example: "Global Collect BV".

• bankName: The name of the bank that will receive the payment. Example: "Rabobank N.A.".

• city: The city where the bank is located. Example: "Ontario USA".

• country: The country where the bank is located. Example: "United States".

• referenceId: A unique identifier provided for the transaction. Example: "890709732999".

Note: The payment must be manually reconciled if the shopper doesn't provide this unique reference identifier.

• accountNumber: The account number of the destination bank account. Example: "0487369908".

• additionalBankInformation: Additional details about the bank, such as ABA routing number and address. Example: "ABA|122238420||Address|WESTLAKE VILLAGE, 2663 TOWNSGATE RD".

• swiftCode: The SWIFT code of the bank. Example: "RABOUS66XXX".

Wire Transfer payload example

"wireTransfer": {
          "accountHolder": "Global Collect BV",
          "bankName": "Rabobank N.A.",
          "city": "Ontario USA",
          "country": "United States",
          "referenceId": "890709732999",
          "accountNumber": "0487369908",
          "additionalBankInformation": "ABA|122238420||Address|WESTLAKE VILLAGE, 2663 TOWNSGATE RD",
          "swiftCode": "RABOUS66XXX"
}

A delayed_payment.expired request for the Wire Transfer payment method is a notification issued to a customer who opts to pay through wire transfer for their transaction. This request provides comprehensive details necessary to complete the payment within the given timeframe to avoid delays in processing the order. Critical elements highlighted in this request include:

• Order ID: A unique identifier for the transaction.

• Total amount due: The full amount that needs to be paid.

• Currency: The type of currency in which the transaction is processed.

• Wire Transfer information: Key details like the account holder’s name, bank name, account number, and SWIFT code.

The request also reminds customers to make timely payments to ensure the order can be processed without unnecessary delays.

Webhook payload

{
  "type": "delayed_payment.expired",
  "data": {
    "object": {
      "orderId": "25949554420199",
      "placedOnDate": "2022-06-07T06:57:55.000Z",
      "products": [
        {
          "id": "308180500",
          "displayName": "BP Digital",
          "sku": "BP123"
        }
      ],
      "billToAddress": {
        "firstName": "Jane",
        "lastName": "Doe",
        "line1": "line1",
        "city": "Belgium",
        "postalCode": "10997",
        "country": "US",
        "countryName": "United States",
        "phoneNumber": "555-456-7890",
        "emailAddress": "[e-mail]"
      },
      "shipToAddress": {
        "firstName": "Jane",
        "lastName": "Doe",
        "line1": "line1",
        "city": "Belgium",
        "postalCode": "10997",
        "country": "US",
        "countryName": "United States",
        "phoneNumber": "555-456-7890",
        "emailAddress": "[e-mail]"
      },
      "shopperId": "26467403060199",
      "locale": "en_US",
      "siteId": "paytest2",
      "orderTotal": 1.08,
      "currency": "USD",
      "orderDiscount": 0,
      "subTotal": 1,
      "tax": 0.08,
      "shippingTotal": 0,
      "businessEntity": "Digital River Inc.",
      "expirationDate": "2022-07-07T06:57:53.000Z",
      "expirationDays": 30,
      "paymentSourceType": "wireTransfer",
      "wireTransfer": {
        "accountHolder": "Global Collect BV",
        "bankName": "Rabobank N.A.",
        "city": "Ontario USA",
        "country": "United States",
        "referenceId": "890710206719",
        "accountNumber": "0487369908",
        "additionalBankInformation": "ABA|122238420||Address|WESTLAKE VILLAGE, 2663 TOWNSGATE RD",
        "swiftCode": "RABOUS66XXX"
      }
    }
  },
  "clientIds": {
    "site_id": "paytest2"
  },
  "searchableData": {
    "orderId": "25949554420199"
  }
}