> For the complete documentation index, see [llms.txt](https://docs.digitalriver.com/commerce-api/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.digitalriver.com/commerce-api/payments/supported-payment-methods/ideal.md).

# iDEAL

iDEAL is a bank transfer payment method where the clients receive real-time transaction confirmation. It is restricted for shoppers who have been issued an online bank account that is iDEAL compatible and held at a bank based in the Netherlands. When using this payment method, a customer must provide their bank with transfer information provided by the merchant to complete the payment. The transfer details include the account holder, bank name, city, country description, payment reference, bank account number, additional bank information, and the international bank account number (IBAN).

Digital River supports iDEAL for standalone and recurring with SEPA direct debit transactions.

## How to configure

How you configure iDEAL depends on whether you're using [DigitalRiver.js with Elements](/commerce-api/payments/payments-solutions/digitalriver.js.md) or[ Drop-in payments](/commerce-api/payments/payments-solutions/drop-in.md).  

| DigitalRiver.js with Elements                                                                                       | Drop-in payments                                                                                                     |
| ------------------------------------------------------------------------------------------------------------------- | -------------------------------------------------------------------------------------------------------------------- |
| [Configuring iDEAL](/commerce-api/payments/payments-solutions/digitalriver.js/payment-methods/configuring-ideal.md) | [Drop-in Payments Integration Guide](/commerce-api/payments/payments-solutions/drop-in/drop-in-integration-guide.md) |

## How it works

iDEAL uses a [redirect then submit (RTS) payment flow](/commerce-api/payments/building-your-workflows/flows-by-payment-type.md#redirect-then-submit-rts-payment-flow).


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