How Drop-in payments work

Learn how Drop-in payments works.

When the client goes to checkout, the client-server sends a create cart request to Digital River, and Digital River returns the cart. The client-server then sends the payment session identifier to the client's front end. The client front end uses the payment session identifier and other configuration settings to instantiate Drop-in payments. Once instantiated, transaction-applicable payment methods are displayed in a modal window. When the customer selects a payment method and provides their payment details, the client front end triggers an onSuccess event and sends the source identifier to the client server. The client-server uses the source with the cart and shoppers.

Check out the interactive Drop-in builder to better understand how the process works.

Drop-in payments flows

The following table is meant to help you better understand your Drop-in payments embed options:

How do you want to use Drop-in?	Do you need to store payment methods?	Instructions
Collect payment as part of a checkout flow	No	See Using Drop-in payments within your cart flow.
Offer customers the ability to store payment methods	Yes	See Allowing the customer to save their payment credentials.
Collect payment data from a page where customers manage or add payment methods to their accounts	Yes	See Using Drop-in to collect payment details on a My Account page.