# PayPal Pay in 3

PayPal Pay in 3 allows United Kingdom shoppers to pay for physical goods purchases in three interest-free monthly payments for purchases between £45 - £2,000, with the first payment due at checkout. Presents within the PayPal wallet in a "Pay Later" category. 

## How to configure 

How you configure PayPal Pay in 3 depends on whether you're using [DigitalRiver.js with Elements](https://docs.digitalriver.com/commerce-api/payments/payments-solutions/digitalriver.js) or[ Drop-in payments](https://docs.digitalriver.com/commerce-api/payments/payments-solutions/drop-in).   

| DigitalRiver.js with Elements                                                                                                                   | Drop-in payments                                                                                                                               |
| ----------------------------------------------------------------------------------------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------- |
| [Configuring PayPal in 3](https://docs.digitalriver.com/commerce-api/payments-solutions/digitalriver.js/payment-methods/paypal#paypal-pay-in-3) | [Drop-in Payments Integration Guide](https://docs.digitalriver.com/commerce-api/payments/payments-solutions/drop-in/drop-in-integration-guide) |

## How it works

PayPal Pay in 3 uses a [redirect then submit (RTS) payment flow](https://docs.digitalriver.com/commerce-api/building-your-workflows/flows-by-payment-type#redirect-then-submit-rts-payment-flow).