> For the complete documentation index, see [llms.txt](https://docs.digitalriver.com/commerce-api/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.digitalriver.com/commerce-api/payments/supported-payment-methods/paypal-pay-in-3.md).

# PayPal Pay in 3

PayPal Pay in 3 allows United Kingdom shoppers to pay for physical goods purchases in three interest-free monthly payments for purchases between £45 - £2,000, with the first payment due at checkout. Presents within the PayPal wallet in a "Pay Later" category. 

## How to configure 

How you configure PayPal Pay in 3 depends on whether you're using [DigitalRiver.js with Elements](/commerce-api/payments/payments-solutions/digitalriver.js.md) or[ Drop-in payments](/commerce-api/payments/payments-solutions/drop-in.md).   

| DigitalRiver.js with Elements                                                                                                  | Drop-in payments                                                                                                     |
| ------------------------------------------------------------------------------------------------------------------------------ | -------------------------------------------------------------------------------------------------------------------- |
| [Configuring PayPal in 3](/commerce-api/payments/payments-solutions/digitalriver.js/payment-methods/paypal.md#paypal-pay-in-3) | [Drop-in Payments Integration Guide](/commerce-api/payments/payments-solutions/drop-in/drop-in-integration-guide.md) |

## How it works

PayPal Pay in 3 uses a [redirect then submit (RTS) payment flow](/commerce-api/payments/building-your-workflows/flows-by-payment-type.md#redirect-then-submit-rts-payment-flow).