> For the complete documentation index, see [llms.txt](https://docs.digitalriver.com/commerce-api/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.digitalriver.com/commerce-api/payments/supported-payment-methods/sepa-direct-debit.md).

# SEPA Direct Debit

Contact your Customer Success Manager and sign a SEPA Direct Debit addendum if you want to use SEPA Direct Debit. After you sign the Direct Debit addendum, the Customer Success Manager will send setup instructions for SEPA Direct Debit.

Digital River supports iDEAL for standalone and recurring with SEPA direct debit transactions.

Due to the risk of chargebacks, we don't recommend using SEPA to sell physical goods. Contact your Customer Success Manager for more information.

## How to configure 

How you configure SEPA Direct Debit depends on whether you're using [DigitalRiver.js with Elements](/commerce-api/payments/payments-solutions/digitalriver.js.md) or[ Drop-in payments](/commerce-api/payments/payments-solutions/drop-in.md).  

| DigitalRiver.js with Elements                                                                                              | Drop-in payments                                                                                                     |
| -------------------------------------------------------------------------------------------------------------------------- | -------------------------------------------------------------------------------------------------------------------- |
| [Configuring SEPA Direct Debit](/commerce-api/payments/payments-solutions/digitalriver.js/payment-methods/direct-debit.md) | [Drop-in Payments Integration Guide](/commerce-api/payments/payments-solutions/drop-in/drop-in-integration-guide.md) |

## How it works

SEPA Direct Debit uses a [standard payment flow](/commerce-api/payments/building-your-workflows/flows-by-payment-type.md#standard-payment-flow).


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