# Configuring Wire Transfer If you're using[ DigitalRiver.js with Elements](/commerce-api/payments/payments-solutions/digitalriver.js.md), you can create an [Wire Transfer](/commerce-api/payments/supported-payment-methods/wire-transfer.md) payment method for your app or website in four easy steps: * [Step 1: Build a Wire Transfer Source Request object](/commerce-api/payments/payments-solutions/digitalriver.js/payment-methods/wire-transfer.md#step-1-build-a-wire-transfer-source-request-object) * [Step 2: Create a Wire Transfer source using DigitalRiver.js](/commerce-api/payments/payments-solutions/digitalriver.js/payment-methods/wire-transfer.md#step-2-create-a-wire-transfer-source-using-digitalriver-js) * [Step 3: Use the authorized source](/commerce-api/payments/payments-solutions/digitalriver.js/payment-methods/wire-transfer.md#step-3-use-the-authorized-source) * [Step 4: Direct your customer to go to their banking institution](/commerce-api/payments/payments-solutions/digitalriver.js/payment-methods/wire-transfer.md#step-4-direct-your-customer-to-go-to-their-banking-institution) ## Step 1: Build a Wire Transfer source request object Build a Wire Transfer Source Request object. A Wire Transfer Source Request object requires the following fields. | Field | Value | | -------------- | ------------------------------------------------------------------------------------------------------------------------------------ | | `type` | `wireTransfer` | | `sessionId` | The payment session identifier. | | `owner` | An [Owner object](/commerce-api/payments/payments-solutions/digitalriver.js/payment-methods/common-payment-objects.md#owner-object). | | `wireTransfer` | A Wire Transfer object. (This is currently empty) | ## Step 2: Create a Wire Transfer source using DigitalRiver.js Use the DigitalRiver.js library to create and mount elements to the HTML container. {% hint style="info" %} The `address` object must contain postal code and state/province data that [adheres to a standardized format](/commerce-api/shopper-apis/cart/creating-or-updating-a-cart/providing-address-information.md) using the `state` attribute. Note that the `state` attribute listed below corresponds to the `countrySubdivision` attribute used when providing address information. The payment session manages the correct field name on the backend. {% endhint %} ```javascript var data = { "type": "wireTransfer", "sessionId": "ea03bf6f-84ef-4993-b1e7-b7d5ecf71d1f", "owner": { "firstName": "John", "lastName": "Doe", "email": "john.doe@gmail.com", "phoneNumber": "1555000000", "address": { "line1": "123 Main Street", "line2": "", "city": "Minnetonka", "state": "MN", "postalCode": "55343", "country": "US" } }, "wireTransfer": { } } digitalriver.createSource(data).then(function(result) { if (result.error) { //handle errors } else { var source = result.source; //send the source to the back end sendToBackend(source); } }); ``` ### Wire Transfer Source response example {% tabs %} {% tab title="Source response" %} ```javascript { "clientId": "gc", "channelId": "drdod15", "liveMode": false, "id": "14381d1c-8bff-4350-aeea-82b36f3a196c", "sessionId": "ea03bf6f-84ef-4993-b1e7-b7d5ecf71d1f", "clientSecret": "14381d1c-8bff-4350-aeea-82b36f3a196c_14381d1sdfsdfc-8bff-4350-aeea-82b36f3a196c", "type": "wireTransfer", "reusable": false, "owner": { "firstName": "John", "lastName": "Doe", "email": "john.doe@gmail.com", "phoneNumber": "1555000000", "address": { "line1": "123 Main Street", "line2": "", "city": "Minnetonka", "state": "MN", "country": "US", "postalCode": "55343" } }, "amount": "100.00", "currency": "USD", "state": "pending_funds", "creationIp": "209.87.178.4", "createdTime": "2019-05-22T01:52:40.965Z", "updatedTime": "2019-05-22T01:52:40.965Z", "flow": "receiver", "wireTransfer": { "accountHolder": "Netgiro Payments AB", "bankName": "ABN AMRO Bank N.V.", "city": "Prague", "country": "ES", "referenceId": "DR1651067521", "accountNumber": "0100037259", "additionalBankInformation": "Codigo de oficina: 0001 Codigo de entidad: 0156 Digitos de control: 09", "iban": "ES35 0156 0001 0901 0003 7259" } } ``` {% endtab %} {% endtabs %} ## Step 3: Use the authorized source Once authorized, you can use the source by [attaching it to a cart](/commerce-api/payments/sources.md#attaching-a-payment-method-to-an-order-or-cart). {% tabs %} {% tab title="POST /v1/shoppers/me/carts/active/apply-payment-method" %} ```javascript { "paymentMethod": { "sourceId": "e7ba0595-059c-460c-bad8-2812123b9313" } } ``` {% endtab %} {% endtabs %} ## Step 4: Direct your customer to go to their banking institution Once the customer submits the order, the source remains in the `pending_funds` state. Direct your customer to go to their banking institution to wire the money to the account details listed in the `wireTransfer` block of your source. {% tabs %} {% tab title="Source response" %} ```javascript { "source": { "clientId": "gc", "channelId": "paylive", "liveMode": false, "id": "f51a7ac8-4d97-4579-bc38-1db3abe01cf5", "sessionId": "ea03bf6f-84ef-4993-b1e7-b7d5ecf71d1f", "clientSecret": "f51a7ac8-4d97-4579-bc38-1db3abe01cf5_a654d22d-cdb3-4ad2-9f00-7b316cab6595", "type": "wireTransfer", "reusable": false, "owner": { "firstName": "John", "lastName": "Doe", "email": "john.doe@gmail.com", "phoneNumber": "1555000000", "address": { "line1": "123 Main Street", "line2": "", "city": "Minnetonka", "state": "MN", "country": "US", "postalCode": "55343" } }, "paymentId": "b95cce28-f7bf-4818-a305-9382745d1f2b", "amount": "468.94", "currency": "USD", "state": "pending_funds", "upstreamId": "805335310080", "creationIp": "75.73.13.76", "createdTime": "2020-12-30T20:35:08.61Z", "updatedTime": "2020-12-30T20:35:08.746Z", "expirationTime": "2021-01-29T20:35:08.61Z", "flow": "receiver", "browserInfo": { "userAgent": "Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/87.0.4280.88 Safari/537.36", "acceptHeader": "application/json, text/plain, */*", "language": "en-US", "colorDepth": 24, "screenHeight": 960, "screenWidth": 1707, "timeZoneOffset": 360, "javaEnabled": false, "browserIp": "75.73.13.76", "referrer": "https://js.digitalriverws.com/v1/components/controller/controller.html?componentId=controller-89303efc-de83-41b7-a892-c6c631c2ff49" }, "wireTransfer": { "accountHolder": "Global Collect BV", "bankName": "Rabobank N.A.", "city": "Ontario USA", "country": "United States", "referenceId": "890703719099", "accountNumber": "0487369908", "additionalBankInformation": "ABA|122238420||Address|WESTLAKE VILLAGE, 2663 TOWNSGATE RD", "swiftCode": "RABOUS66XXX" } }, "readyForStorage": false ``` {% endtab %} {% endtabs %} --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.digitalriver.com/commerce-api/payments/payments-solutions/digitalriver.js/payment-methods/wire-transfer.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.