# SEPA Direct Debit

Contact your Customer Success Manager and sign a SEPA Direct Debit addendum if you want to use SEPA Direct Debit. After you sign the Direct Debit addendum, the Customer Success Manager will send setup instructions for SEPA Direct Debit.

Digital River supports iDEAL for standalone and recurring with SEPA direct debit transactions.

Due to the risk of chargebacks, we don't recommend using SEPA to sell physical goods. Contact your Customer Success Manager for more information.

## How to configure

How you configure SEPA Direct Debit depends on whether you're using [DigitalRiver.js with Elements](https://docs.digitalriver.com/digital-river-api/payments/payment-integrations-1/digitalriver.js) or [Drop-in payments](https://docs.digitalriver.com/digital-river-api/payments/payment-integrations-1/drop-in).

| DigitalRiver.js with Elements                                                                                                                                 | Drop-in payments                                                                                                                  |
| ------------------------------------------------------------------------------------------------------------------------------------------------------------- | --------------------------------------------------------------------------------------------------------------------------------- |
| [Configuring SEPA Direct Debit](https://docs.digitalriver.com/digital-river-api/payments/payment-integrations-1/digitalriver.js/payment-methods/direct-debit) | [Payment methods in Dashboard](https://docs.digitalriver.com/digital-river-api/administration/dashboard/settings/payment-methods) |

## How it works

SEPA Direct Debit uses a [submit then redirect (STR) payment flow](https://docs.digitalriver.com/digital-river-api/integration-options/checkouts/building-you-workflows/handling-redirect-payment-methods).

## Supported markets <a href="#supported-geographies" id="supported-geographies"></a>

For information on supported markets and currencies for Drop-in and DigitalRiver.js, go to:

* **Payment Method Guide:** digitalriver.com/payment-method-guide
* **Country Guide:** digitalriver.com/country-guide/


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.digitalriver.com/digital-river-api/payments/supported-payment-methods/sepa-direct-debit.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.