# Configuring PayCo If you're using [DigitalRiver.js with Elements](/digital-river-api/payments/payment-integrations-1/digitalriver.js.md), you can create a [PayCo](/digital-river-api/payments/supported-payment-methods/payco.md) payment method for your app or website in four easy steps: * [Step 1: Build a PayCo Source Request object](#step-1-build-a-payco-source-request-and-details-object) * [Step 2: Create a PayCo source using DigitalRiver.js](#step-2-create-a-payco-source-using-digitalriver-js) * [Step 3: Authorize the PayCo source](#step-3-authorize-the-payco-source) * [Step 4: Use the authorized source](#step-4-use-the-authorized-source) ## Step 1: Build a PayCo Source Request and Details object Build the PayCo Source Request and Details objects. The PayCo Source Request object requires the following fields. | Field | Value | | ----------- | --------------------------------------------------------------------------------------------------------------------------------------------- | | `type` | `payco` | | `sessionId` | The payment session identifier. | | `owner` | An [Owner object](/digital-river-api/payments/payment-integrations-1/digitalriver.js/payment-methods/common-payment-objects.md#owner-object). | | `payco` | A [PayCo Source Details object](#payco-source-details-object). | ### PayCo Source Details object The PayCo Source Details object requires the following fields. {% code overflow="wrap" %} ```javascript { "returnUrl": "https://example.com" } ``` {% endcode %} | Field | Required/Optional | Description | | ----------- | ----------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------- | | `returnUrl` | Required | If you choose to use the full redirect flow, this is where you will redirect your customer to after authorizing or canceling within the PayCo experience. | ## Step 2: Create a PayCo source using DigitalRiver.js Use the DigitalRiver.js library to create and mount elements to the HTML container. {% hint style="info" %} The `address` object must contain [postal code](/digital-river-api/integration-options/checkouts/creating-checkouts/providing-address-information.md#postal-code-validations) and [state/province](/digital-river-api/integration-options/checkouts/creating-checkouts/providing-address-information.md#states-and-province-validations) data that [adhere to a standardized format](/digital-river-api/integration-options/checkouts/creating-checkouts/providing-address-information.md#postal-code-and-state-province-validations). {% endhint %} {% code overflow="wrap" %} ```javascript var data = { "type": "payco", "sessionId": "ea03bf6f-84ef-4993-b1e7-b7d5ecf71d1f", "owner": { firstName: "John", lastName: "Doe", email: "test@digitalriver.com", address: { line1: "1234 Fake Street", line2: "Yaum-dong", city: "Ulsan-si", state: "Kyongsangnamdo", postalCode: "100-011", country: "KR" } }, "payco": { "returnUrl": "https://yourReturnUrl.com" } } digitalriver.createSource(data).then(function(result) { if (result.error) { //handle errors } else { var source = result.source; //send source to back end sendToBackend(source); } }); ``` {% endcode %} ### PayCo source example {% code overflow="wrap" %} ```javascript { "clientId": "gc", "channelId": "drdod15", "liveMode": false, "id": "bdcf5832-fc2c-4c79-92e0-85b261s18ae0", "sessionId": "ea03bf6f-84ef-4993-b1e7-b7d5ecf71d1f", "clientSecret": "bdcf5832-fc2c-4c79-92e0-85b261s18ae0_adcf5832-fc2c-4c79-92e0-85b261s18ae0", "type": "payco", "reusable": false, "owner": { "firstName": "John", "lastName": "Doe", "email": "john.doe@gmail.com", "phoneNumber": "000-000-0000", "address": { "line1": "1234 Fake Street", "line2": "Yaum-dong", "city": "Ulsan-si", "state": "Kyongsangnamdo", "postalCode": "100-011", "country": "KR" } }, "amount": "100.00", "currency": "KRW", "state": "pending_redirect", "creationIp": "209.87.178.4", "createdTime": "2019-05-22T02:40:53.631Z", "updatedTime": "2019-05-22T02:40:53.631Z", "flow": "redirect", "redirect": { "redirectUrl": "https://api.digitalriver.com:443/payments/redirects/06e428cf-e23e-4ee9-b64f-ce17de062fd1?apiKey=pk_test_6cb0fe9ce312d093a9ad906f6c589e2d", "returnUrl": "https://example.com" }, "payco": {} } ``` {% endcode %} ## Step 3: Authorize the PayCo source When you create a Direct Debit source, the customer must authorize the charge through their payment provider. You can accomplish this by redirecting the customer to their payment provider. ### Redirecting the customer for PayCo authorization Use the `redirectUrl` parameter in your `createSource` response to redirect your customer to the payment provider for authorization. {% code overflow="wrap" %} ```javascript window.location.href = sourceResponse.redirect.redirectUrl; ``` {% endcode %} The payment provider will present the customer with the transaction details where they can authorize, or cancel the transaction. A successful authorization redirects the customer to the Payco Return URL parameter you specified when you created the source. Once authorized, the source state will change to `chargeable`. {% code overflow="wrap" %} ```javascript { "clientId": "gc", "channelId": "drdod15", "liveMode": false, "id": "bdcf5832-fc2c-4c79-92e0-85b261s18ae0", "sessionId": "ea03bf6f-84ef-4993-b1e7-b7d5ecf71d1f", "clientSecret": "bdcf5832-fc2c-4c79-92e0-85b261s18ae0_adcf5832-fc2c-4c79-92e0-85b261s18ae0", "type": "payco", "reusable": false, "owner": { "firstName": "John", "lastName": "Doe", "email": "john.doe@gmail.com", "phoneNumber": "000-000-0000", "address": { "line1": "1234 Fake Street", "line2": "Yaum-dong", "city": "Ulsan-si", "state": "Kyongsangnamdo", "postalCode": "100-011", "country": "KR" } }, "amount": "100.00", "currency": "KRW", "state": "chargeable", "creationIp": "209.87.178.4", "createdTime": "2019-05-22T02:40:53.631Z", "updatedTime": "2019-05-22T02:40:53.631Z", "flow": "redirect", "redirect": { "redirectUrl": "https://api.digitalriver.com:443/payments/redirects/06e428cf-e23e-4ee9-b64f-ce17de062fd1?apiKey=pk_test_6cb0fe9ce312d093a9ad906f6c589e2d", "returnUrl": "https://example.com" }, "payco": {} } ``` {% endcode %} ## Step 4: Use the authorized source Once authorized, you can use the source by [attaching it to a checkout](/digital-river-api/payments/payment-sources/using-the-source-identifier.md#attaching-sources-to-checkouts) or [a customer for multiple uses.](/digital-river-api/payments/payment-sources/using-the-source-identifier.md#attaching-sources-to-customers) ### Option 1: Attach the source to a checkout {% code title="POST /checkouts/{id}" overflow="wrap" %} ```javascript { "customerId": "5774321008", "sourceId": "src_a78cfeae-f7ae-4719-8e1c-d05ec04e4d37" } ``` {% endcode %} ### Option 2: Attach the source to a customer {% code title="POST /customers/{id}/sources/{sourcesId}" overflow="wrap" %} ```javascript { "id": "5774321008", "sourceId": "src_a78cfeae-f7ae-4719-8e1c-d05ec04e4d37" } ``` {% endcode %} ## Testing PayCo See [Testing standard payment methods](/digital-river-api/payments/testing-scenarios.md#testing-standard-payment-methods) for testing instructions. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.digitalriver.com/digital-river-api/payments/payment-integrations-1/digitalriver.js/payment-methods/payco.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.