Learn how to specify the type of charge.
When creating or updating a checkout or creating an Invoice, you can use the chargeType parameter to tell Digital River whether you expect to use the payment source for a customer-initiated, merchant-initiated, or mail/telephone-initiated transaction.
In this case, the cardholder actively participates in the transaction. A customer-initiated transaction is the most common charge type, representing the majority of online checkouts or invoices. During these transactions, the customer provides payment details at the time of checkout or invoice or uses stored payment information.
Yes
Yes
A merchant_initiated transaction is submitted using stored payment details without the cardholder's active participation during the checkout or invoice process. This charge type can only occur when an agreement allows the client to initiate payments on behalf of their customers.
Since Digital River is the authorized reseller of record, we initiate and process the transaction on your behalf. You, in turn, are acting on the behalf of your customer.
Subscription renewals and automated payments for water, sewer, gas, or electric utilities are common examples of this charge type.
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No
A Mail Order/Telephone Order (MOTO) is a payment card transaction initiated by mail, fax, or phone. In these moto transactions, customers provide the merchant with their payment details by mail, fax, or telephone. By supplying this information, the customer authorizes the merchant (who, in turn, authorizes Digital River) to process the transaction.
Additionally, when chargeType is set to moto, the user is only presented with payment methods that support this type of transaction. Whether your integration displays payment methods using Drop-in payments or DigitalRiver.js with elements it is true.
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No
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