# Configuring SEPA Direct Debit You can find an example of integration [here](https://drh.img.digitalriver.com/DRHM/Storefront/Site/drdod15/pb/multimedia/directdebit.html). If you're using [DigitalRiver.js with Elements](https://docs.digitalriver.com/digital-river-api/payments/payment-integrations-1/digitalriver.js), you can create a [SEPA Direct Debit](https://docs.digitalriver.com/digital-river-api/payments/supported-payment-methods/sepa-direct-debit) payment method for your app or website in four easy steps: * [Step 1: Build a SEPA Direct Debit Source Request object](#step-1-build-a-direct-debit-source-request-and-details-objects) * [Step 2: Create a SEPA Direct Debit source using DigitalRiver.js](#step-2-create-a-direct-debit-source-using-digitalriver-js) * [Step 3: Authorize a SEPA Direct Debit source](#step-3-authorize-a-direct-debit-source) * [Step 4: Use the authorized source](#step-4-use-the-authorized-source) ## Step 1: Build a SEPA Direct Debit source request and details objects Build the SEPA Direct Debit Source Request and Details objects. ### SEPA Direct Debit source request object A SEPA Direct Debit Source Request object requires the following fields. | Field | Value | | ----------- | ------------------------------------------------------------------------------------------------------------------------------------------------------- | | `type` | `directDebit` | | `sessionId` | The payment session identifier. | | owner | An [Owner object](https://docs.digitalriver.com/digital-river-api/payments/payment-integrations-1/digitalriver.js/common-payment-objects#owner-object). | | directDebit | A [SEPA Direct Debit Source Details object](#direct-debit-source-details-object) that includes the details of the transaction. | ### SEPA Direct Debit source details object The SEPA Direct Debit Source Details object requires the following fields. {% code overflow="wrap" %} ```javascript { "returnUrl": "https://example.com" } ``` {% endcode %} | Field | Required/Optional | Description | | ----------- | ----------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `returnUrl` | Required | If you choose to use the full redirect flow, this is where you will redirect your customer to after authorizing or canceling within the SEPA Direct Debit experience. | ## Step 2: Create a SEPA Direct Debit source using DigitalRiver.js Use the DigitalRiver.js library to create and mount elements to the HTML container. {% hint style="info" %} The `address` object must contain [postal code](https://docs.digitalriver.com/digital-river-api/integration-options/checkouts/creating-checkouts/providing-address-information#postal-code-validations) and [state/province](https://docs.digitalriver.com/digital-river-api/integration-options/checkouts/creating-checkouts/providing-address-information#states-and-province-validations) data that [adhere to a standardized format](https://docs.digitalriver.com/digital-river-api/integration-options/checkouts/creating-checkouts/providing-address-information#postal-code-and-state-province-validations). {% endhint %} {% code overflow="wrap" %} ```javascript var data = { "type": "directDebit", "sessionId": "ea03bf6f-84ef-4993-b1e7-b7d5ecf71d1f", "owner": { firstName: "John", lastName: "Doe", email: "test@digitalriver.com", phoneNumber: "000-000-0000", address: { line1: "123 Main Street", line2: "", city: "Paris", postalCode: "14390", country: "FR" } }, "directDebit": { "returnUrl": "https://mypage.com" } } digitalriver.createSource(data).then(function(result) { if (result.error) { //handle errors } else { var source = result.source; //send source to back end sendToBackend(source); } }); ``` {% endcode %} ### SEPA Direct Debit source example {% code overflow="wrap" %} ```javascript { "clientId": "gc", "channelId": "drdod15", "liveMode": false, "id": "bddccfc7-4fa8-401b-b661-421cd5047792", "clientSecret": "bddccfc7-4fa8-401b-b661-421cd5047792_bdddssccfc7-4fa8-401b-b661-421cd5047792", "type": "directDebit", "reusable": false, "owner": { "firstName": "John", "lastName": "Doe", "email": "john.doe@digitalriver.com", "phoneNumber": "000-000-0000", "address": { "line1": "98 Boulevard Saint-Germain", "city": "Paris", "state": "Île-de-France", "country": "FR", "postalCode": "75005" } }, "amount": "778.39", "currency": "EUR", "state": "pending_redirect", "creationIp": "209.87.178.4", "createdTime": "2019-05-22T01:48:42.168Z", "updatedTime": "2019-05-22T01:48:42.168Z", "flow": "redirect", "redirect": { "redirectUrl": "https://api.digitalriver.com:443/payments/redirects/4e478578-843a-48a5-beef-66c0dae99f5d?apiKey=pk_test_6cb0fe9ce3124093a9ad906f6c589e2d", "returnUrl": "https://example.com?action=paymentSuccess" }, "directDebit": {} } ``` {% endcode %} ## Step 3: Authorize a SEPA Direct Debit source When you create a SEPA Direct Debit source, the customer must authorize the charge through their payment provider. You can accomplish this by redirecting the customer to their payment provider. ### Redirecting the customer for SEPA Direct Debit authorization To redirect your customer for authorization, use the `redirectUrl` parameter in your `createSource` response. {% tabs %} {% tab title="HTML" %} {% code overflow="wrap" %} ```markup window.location.href = sourceResponse.redirect.redirectUrl; ``` {% endcode %} {% endtab %} {% endtabs %} The payment provider will present the customer with the transaction details where they can authorize or cancel the transaction. A successful authorization redirects the customer to the SEPA Direct Debit Return URL parameter you specified when you created the source. ## Step 4: Use the Authorized source Once authorized, you can use the source by [attaching it to a checkout](https://docs.digitalriver.com/digital-river-api/payment-sources/using-the-source-identifier#attaching-sources-to-checkouts) or to a [customer for multiple uses](https://docs.digitalriver.com/digital-river-api/payment-sources/using-the-source-identifier#attaching-sources-to-customers). ### **Option 1. Attach the source to a checkout** {% tabs %} {% tab title="POST /checkouts/{id}" %} {% code overflow="wrap" %} ```javascript { "customerId": "5774321008", "sourceId": "src_a78cfeae-f7ae-4719-8e1c-d05ec04e4d37" } ``` {% endcode %} {% endtab %} {% endtabs %} ### **Option 2. Attach the source to a customer** {% tabs %} {% tab title="POST /customers/{id}/sources/{sourcesId}" %} {% code overflow="wrap" %} ```javascript { "id": "5774321008", "sourceId": "src_a78cfeae-f7ae-4719-8e1c-d05ec04e4d37" } ``` {% endcode %} {% endtab %} {% endtabs %} ## Testing SEPA Direct Debit See [Testing standard payment methods](https://docs.digitalriver.com/digital-river-api/testing-scenarios#testing-standard-payment-methods) for testing instructions. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.digitalriver.com/digital-river-api/payments/payment-integrations-1/digitalriver.js/payment-methods/direct-debit.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.