# Clearpay

This Buy Now, Pay Later option is available through the Afterpay integration and works similarly for shoppers in the UK. Shoppers can pay in 3 interest-free installments over 60 days. It drives incremental sales, increases basket sizes by up to 50%, and attracts up to 40% more new customers.

Contact your Customer Success Manager and sign a Clearpay addendum if you want to use Clearpay.

## How to configure

Clearpay is primarily used for purchasing physical goods. It has a review process to assess whether your customers can use it to buy digital goods. If you want to sell digital goods, Clearpay will need the following information to conduct the review: company name, website, and Merchant Classification Code (MCC). The MCC is a code that identifies your sales vertical. Provide this information to your Digital River representative.

How you configure Clearpay depends on whether you're using [DigitalRiver.js with Elements](https://docs.digitalriver.com/digital-river-api/payments/payment-integrations-1/digitalriver.js) or [Drop-in payments](https://docs.digitalriver.com/digital-river-api/payments/payment-integrations-1/drop-in).

| DigitalRiver.js with Elements                                                                                                                                | Drop-in payments                                                                                                                  |
| ------------------------------------------------------------------------------------------------------------------------------------------------------------ | --------------------------------------------------------------------------------------------------------------------------------- |
| [Configuring Clearpay](https://docs.digitalriver.com/digital-river-api/payments/payment-integrations-1/digitalriver.js/payment-methods/configuring-clearpay) | [Payment methods in Dashboard](https://docs.digitalriver.com/digital-river-api/administration/dashboard/settings/payment-methods) |

## How it works

Clearpay uses a [submit then redirect (STR) payment flow](https://docs.digitalriver.com/digital-river-api/integration-options/checkouts/building-you-workflows/handling-redirect-payment-methods).

## Supported markets

For information on supported markets and currencies for Drop-in and DigitalRiver.js, go to:

* **Payment Method Guide:** digitalriver.com/payment-method-guide
* **Country Guide:** digitalriver.com/country-guide/


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.digitalriver.com/digital-river-api/payments/supported-payment-methods/clearpay.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.