PSD2 and SCA

A brief overview of Digital River's guide to PSD2 and SCA.

The European Union's Strong Customer Authentication (SCA) requirements became effective on September 14, 2019. These new requirements, part of the second Payment Services Directive (PSD2) regulations, mandate that two-factor authentication be conducted on certain online transactions.

In this guide, you can find answers to your basic questions on PSD2 and SCA and how these regulations affect you as a merchant.

When you're ready to integrate, we explain the different approaches to accessing our SCA solutions. And once you've decided on an approach, we outline the steps you must implement to build SCA-compliant purchases and account management workflows.