Direct Debit

Direct Debit allows users to authorize transactions directly from their bank account, which is a popular international payment method.

You can find an example of integration here.
Configuring Direct Debit for DigitalRiver.js
Create a Direct Debit payment method for your app or website in four easy steps:
​Step 1: Build a Direct Debit Source Request object​
​Step 2: Create a Direct Debit source using DigitalRiver.js​
​Step 3: Authorize a Direct Debit source​
​Step 4: Use the authorized source​
Step 1: Build a Direct Debit source request and details objects
Build the Direct Debit Source Request and Details objects.
Direct Debit source request object
A Direct Debit Source Request object requires the following fields.
Field
Value
type
directDebit
amount
The total value of the transaction.
currency
The currency of the transaction.
owner
An Owner object.
directDebit
A Direct Debit Source Details object that includes the details of the transaction.
Direct Debit source details object
The Direct Debit Source Details object requires the following fields.
{
    "returnUrl": "https://example.com"
}
Field
Required/Optional
Description
returnUrl
Required
If you choose to use the full redirect flow, this is where you will redirect your customer to after authorizing or canceling within the Direct Debit experience.
Step 2: Create a Direct Debit source using DigitalRiver.js
To create a Direct Debit payment source, you must use the createSource method exposed via DigitalRiver.js.
var data = {
    "type": "directDebit",
    "sessionId": "ea03bf6f-84ef-4993-b1e7-b7d5ecf71d1f",
    "owner": {
        firstName: "John",
        lastName: "Doe",
        email: "[email protected]",
        phoneNumber: "000-000-0000",
        address: {
            line1: "123 Main Street",
            line2: "",
            city: "Paris",
            postalCode: "14390",
            country: "FR"
        }
    },
    "directDebit": {
        "returnUrl": "https://mypage.com"
    }
}
​
digitalriver.createSource(data).then(function(result) {
    if (result.error) {
        //handle errors
    } else {
        var source = result.source;
        //send source to back end
        sendToBackend(source);
    }
});
Direct Debit source example
{
    "clientId": "gc",
    "channelId": "drdod15",
    "liveMode": false,
    "id": "bddccfc7-4fa8-401b-b661-421cd5047792",
    "clientSecret": "bddccfc7-4fa8-401b-b661-421cd5047792_bdddssccfc7-4fa8-401b-b661-421cd5047792",
    "type": "directDebit",
    "reusable": false,
    "owner": {
        "firstName": "John",
        "lastName": "Doe",
        "email": "[email protected]",
        "phoneNumber": "000-000-0000",
        "address": {
            "line1": "98 Boulevard Saint-Germain",
            "city": "Paris",
            "state": "Île-de-France",
            "country": "FR",
            "postalCode": "75005"
        }
    },
    "amount": "778.39",
    "currency": "EUR",
    "state": "pending_redirect",
    "creationIp": "209.87.178.4",
    "createdTime": "2019-05-22T01:48:42.168Z",
    "updatedTime": "2019-05-22T01:48:42.168Z",
    "flow": "redirect",
    "redirect": {
        "redirectUrl": "https://api.digitalriver.com:443/payments/redirects/4e478578-843a-48a5-beef-66c0dae99f5d?apiKey=pk_test_6cb0fe9ce3124093a9ad906f6c589e2d",
        "returnUrl": "https://example.com?action=paymentSuccess"
    },
    "directDebit": {}
}
Step 3: Authorize a Direct Debit source
When you create a Direct Debit source, the customer is required to authorize the charge through their payment provider. You can accomplish this by redirecting the customer to their payment provider.
Redirecting the customer for Direct Debit authorization
To redirect your customer for authorization, use the redirectUrl parameter in your createSource response.
HTML
HTML
window.location.href = sourceResponse.redirect.redirectUrl;
The payment provider will present the customer with the transaction details where they can authorize or cancel the transaction. A successful authorization redirects the customer to the Direct Debit Return URL parameter you specified when you created the source.
Step 4: Use the Authorized source
Once authorized, you can use the source by either attaching it to a checkout or attaching it to a customer for multiple uses.
Option 1. Attach the source to a checkout
POST /checkouts/{id}
POST /checkouts/{id}
{
  "customerId": "5774321008",
  "sourceId": "src_a78cfeae-f7ae-4719-8e1c-d05ec04e4d37"
}
Option 2. Attach the source to a customer
POST /customers/{id}/sources/{sourcesId}
POST /customers/{id}/sources/{sourcesId}
{
  "id": "5774321008",
  "sourceId": "src_a78cfeae-f7ae-4719-8e1c-d05ec04e4d37"
}
Supported markets
For information on supported markets and currencies for Drop-in and DigitalRiver.js, go to: 
Payment Method Guide: digitalriver.com/payment-method-guide​
Country Guide: digitalriver.com/country-guide/​

Credit Cards

Google Pay

Last updated 1 week ago

Field	Value
type	directDebit
amount	The total value of the transaction.
currency	The currency of the transaction.
owner	An Owner object.
directDebit	A Direct Debit Source Details object that includes the details of the transaction.

Field	Required/Optional	Description
returnUrl	Required	If you choose to use the full redirect flow, this is where you will redirect your customer to after authorizing or canceling within the Direct Debit experience.