Create a PayCo payment method for your app or website in three easy steps:
Build the PayCo Source Request and Details objects.
The PayCo Source Request object requires the following fields.
Field | Value |
type | payco |
amount | The total value of the transaction. |
currency | The currency of the transaction. For PayCo (Korea payments), you must specify KRW as the currency. |
owner | An Owner object. |
payco |
The PayCo Source Details object requires the following fields.
{"returnUrl": "https://example.com"}
Field | Required/Optional | Description |
returnUrl | Required | If you choose to use the full redirect flow, this is where you will redirect your customer to after authorizing or canceling within the PayCo experience. |
To create a PayCo payment source, you must use the createSource method exposed via DigitalRiver.js.
var data = {"type": "payco","sessionId": "ea03bf6f-84ef-4993-b1e7-b7d5ecf71d1f","owner": {firstName: "John",lastName: "Doe",email: "test@digitalriver.com",address: {line1: "1234 Fake Street",line2: "Yaum-dong",city: "Ulsan-si",state: "Kyongsangnamdo",postalCode: "100-011",country: "KR"}},"payco": {"returnUrl": "https://yourReturnUrl.com"}}digitalriver.createSource(data).then(function(result) {if (result.error) {//handle errors} else {var source = result.source;//send source to back endsendToBackend(source);}});
{"clientId": "gc","channelId": "drdod15","liveMode": false,"id": "bdcf5832-fc2c-4c79-92e0-85b261s18ae0","clientSecret": "bdcf5832-fc2c-4c79-92e0-85b261s18ae0_adcf5832-fc2c-4c79-92e0-85b261s18ae0","type": "payco","reusable": false,"owner": {"firstName": "John","lastName": "Doe","email": "john.doe@gmail.com","phoneNumber": "000-000-0000","address": {"line1": "1234 Fake Street","line2": "Yaum-dong","city": "Ulsan-si","state": "Kyongsangnamdo","postalCode": "100-011","country": "KR"}},"amount": "100.00","currency": "KRW","state": "pending_redirect","creationIp": "209.87.178.4","createdTime": "2019-05-22T02:40:53.631Z","updatedTime": "2019-05-22T02:40:53.631Z","flow": "redirect","redirect": {"redirectUrl": "https://api.digitalriver.com:443/payments/redirects/06e428cf-e23e-4ee9-b64f-ce17de062fd1?apiKey=pk_test_6cb0fe9ce312d093a9ad906f6c589e2d","returnUrl": "https://example.com"},"payco": {}}
When you create a Direct Debit source, the customer is required to authorize the charge through their payment provider. You can accomplish this by redirecting the customer to their payment provider.
To redirect your customer to the payment provider for authorization, use the redirectUrl
parameter in your createSource
response.
window.location.href = sourceResponse.redirect.redirectUrl;
The payment provider will present the customer with the transaction details where they can authorize, or cancel the transaction. A successful authorization redirects the customer to the Payco Return URL parameter you specified when you created the source.
Once authorized, the source state will change to chargeable
.
{"clientId": "gc","channelId": "drdod15","liveMode": false,"id": "bdcf5832-fc2c-4c79-92e0-85b261s18ae0","clientSecret": "bdcf5832-fc2c-4c79-92e0-85b261s18ae0_adcf5832-fc2c-4c79-92e0-85b261s18ae0","type": "payco","reusable": false,"owner": {"firstName": "John","lastName": "Doe","email": "john.doe@gmail.com","phoneNumber": "000-000-0000","address": {"line1": "1234 Fake Street","line2": "Yaum-dong","city": "Ulsan-si","state": "Kyongsangnamdo","postalCode": "100-011","country": "KR"}},"amount": "100.00","currency": "KRW","state": "chargeable","creationIp": "209.87.178.4","createdTime": "2019-05-22T02:40:53.631Z","updatedTime": "2019-05-22T02:40:53.631Z","flow": "redirect","redirect": {"redirectUrl": "https://api.digitalriver.com:443/payments/redirects/06e428cf-e23e-4ee9-b64f-ce17de062fd1?apiKey=pk_test_6cb0fe9ce312d093a9ad906f6c589e2d","returnUrl": "https://example.com"},"payco": {}}
Once authorized, you can use the source by either attaching it to a checkout or attaching it to a customer for multiple uses.
POST /checkouts/{id}{"customerId": "5774321008","sourceId": "src_a78cfeae-f7ae-4719-8e1c-d05ec04e4d37"}
POST /customers/{id}/sources/{sourcesId}{"id": "5774321008","sourceId": "src_a78cfeae-f7ae-4719-8e1c-d05ec04e4d37"}
PayCo supports the following geographies and currencies.
South Korea (KR)
KRW, USD